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Accessing digital assets – estate planning essentials
The recent death (or purported death) of Gerald Cotton, former Chief Executive Officer of Canadian cryptocurrency exchange company, Quadriga CX, emphasises the importance of planning your electronic after-life.Mr Cotton’s death in India at the age of 30, has not only...
Tips for dealing with an insurance investigator
Why do insurance companies use Investigators? If you hadn’t considered this before you can now probably guess this answer.Private investigators are supposed to be unbiased fact gatherers and are not to ignore any evidence discovered. They should only be concerned...
Commercial leases – responsibility for repairs and maintenance
A commercial lease is a legally binding contract that gives a tenant certain rights over a property for a set period of time subject to the terms and conditions set out in the lease. A commercial lease is used when leasing property used primarily for a business.You...
A Guide to Shareholder Agreements
A company constitution is usually drafted in a standard format and does not provide protection for shareholders in the event of a dispute between them or where issues arise not covered by the constitution.A shareholder agreement, which properly outlines the steps to...
Does your superannuation policy cover you for disability?
Many of us are guilty of not reading the clauses in our superannuation fund documents and are just content to let our employer make fortnightly contributions and hope that we have enough money put away to retire on if the time ever arrives. However, in having this...
Can your ex-de facto inherit under your Will?
Once upon a time you were happily living together with your de facto partner. Roses were bought, dinners were cooked, finances were shared, and Wills were signed leaving all your assets to the other partner in the event of what you then thought of as the far away time...
Business structures – trusts
When commencing a business venture, it is necessary to consider the most appropriate type of business structure to put in place. Different business structures have different benefits and disadvantages. This article looks at trusts - how to set up a trust and the pros...
Testamentary Trusts
Testamentary trusts can be very effective estate planning tools to assist in providing for spouses, children and grandchildren, and are becoming increasingly popular as more people become aware of their advantages.A Testamentary Trust is any trust established under a...
Legal Due Diligence When Purchasing Commercial Property
Buying a commercial property is an important decision with significant financial consequences. If you are considering buying a commercial property, it is vital that investigations about the property are carried out so that you can make an informed decision regarding...
A Franchise Agreement explained
Since the early 1970’s buying and operating a franchise business has become an increasingly popular way for many Australians to own and operate their own business. Initially franchising in Australia almost always involved a foreign parent company or brand. However,...